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HOMEOWNERS

Being an independent insurance agent, our team of Trusted Advisors can provide homeowners quotes from several different insurance companies to give you options on which insurance policy is right for you. Trust Catawba Insurance Agency when it comes to insuring your home. We offer a homeowners policy that can be customized to fit your specific needs. 

Below you will find typical coverages found on a Homeowners policy

Dwelling 

Dwelling coverage can pay to repair or replace your home if damaged by a covered cause of loss.

Other Structures

Other Structures coverage can pay for covered damages to detached structures on your premises.

Personal Property

Personal property coverage can pay for personal items in your home that may be damaged or destroyed by a covered cause of loss. Special limits of liability may apply to certain items.

Loss of Use

Loss of Use coverage can pay for additional living expenses if you must move our of your home temporarily while it’s being restored. Certain limits may apply.

Personal Liability

Liability coverage can help protect you in the event of a claim and can provide a defense in the event of a lawsuit if you or a member of your household is responsible for causing bodily injury or property damage to others.

Medical Payments to Others

Medical payments to others coverage can pay for medical expenses related to bodily injury to guests who are injured on your premises.

Optional coverages that are available

Personal Property Replacement Cost Provides coverage to fully replace your personal property if damaged or destroyed by a covered loss.

Water Backup

Provides coverage for your home in the event of a sewer or drain backup.

Identity Fraud Protection

Provides coverage for Identity theft expenses.

Flood

Protects your home and belongings in the event of damages caused by a flood.

Repair or Replacement Cost For Your Home Provides coverage to replace your damaged or destroyed home with the same or similar home caused by a covered loss.

Protection For Jewelry & Other Valuable Items Provides an extra layer of protection for your valuable items.

Earthquake 

Protects your home in the event of damages caused by an earthquake.

Personal Umbrella Liability

Provides an additional layer of liability over your current personal insurance policies for your auto, home, boat, RV or other policies that you may have in place.

LOOKING FOR SOMETHING ELSE?

We offer different types of home policies in addition to a standard home policy as described above. Ask your Trusted Advisor for more details.

  • ​Secondary

  • Seasonal

  • Tenant

  • Condo

  • Townhouse

  • Mobilehome

HOW CAN YOU LOWER YOUR INSURANCE COSTS?

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There are many discounts afforded under a homeowner’s policy. Ask an agent to help see if you qualify for any of these discounts.

  • Multi Policy

  • Fire & Burglar Alarms

  • Customer Loyalty

  • Higher Deductibles

  • Loss Free

  • Pay In Full

  • EFT (Electronic Funds Transfer)

  • E-Policy

READY TO GET STARTED?

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Catawba Insurance Agency is ready to assist you with your insurance needs through excellent coverage, competitive rates, and quality service.

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