There are many reasons why one should consider a personal umbrella policy. Liability claims are all too often exceeding the limits of a standard home or automobile policy. A personal umbrella policy will provide you with an additional layer of liability coverage that is in excess to your personal auto, home, watercraft and other liability insurance.
Many of our companies offer a liability limit ranging from $1 million to $10 million
Sounds expensive, right?
It’s actually affordable with an average annual premium between $150 to $300 depending on the number of automobiles, residences or watercraft you own as well as other variables based upon your individual situation
Consider the following questions before making a determination
Do you own an automobile?
Do you own any recreational vehicles?
Do you have a swimming pool, hot tub, or trampoline?
Do you own a pet?
Do you operate a business out of your home?
Do you own rental properties?
If you answered yes to at least one of these questions, you should consider a personal umbrella policy
Our team of Trusted Advisors are here to help you by discussing real life scenarios on how an Umbrella policy would benefit you and your family
DISCLAIMER: The Personal Umbrella Policy coverages described here are in the most general terms and are subject to the actual policy conditions and exclusions. For actual coverage language, conditions or exclusions, please refer to the policy or contact your Trusted Advisor.